Rethinking Credit: Can Trust and Transparency Offer a Fairer Alternative to Credit Scoring?

Rethinking Credit: Can Trust and Transparency Offer a Fairer Alternative to Credit Scoring?

post by Ana Rita Pena (2019 cohort) For the past year, I have collaborated with the Centre for Responsible Credit (CfRC); a charity working to improve consumer credit regulation and lending practices with a particular focus on lower-income households. Our collaboration made possible with an EPSRC Horizon CDT Impact Grant, has explored whether trusting and …

https://cdt-students.wp.horizon.ac.uk/2025/02/13/rethinking-credit-can-trust-and-transparency-offer-a-fairer-alternative-to-credit-scoring/